Moray council tax 2026/27
Band D council tax in Moray is £1,731.14 for 2026/27, after a 10% rise. That is £157.38 more than last year.
- Up 10% on 2025/26
- 6th highest of 32 councils with 2026/27 figures
- With water and waste water: £2,383.46
Moray council tax charges by band
Council tax plus Scottish Water's water and waste water charges, before any discount.
| Band | Council tax | Water and waste water | Total a year | 10 payments | 12 payments |
|---|---|---|---|---|---|
| Band Aup to £27,000 in 1991 | £1,154.09 | £434.88 | £1,588.97 | £158.90 | £132.41 |
| Band B£27,001 to £35,000 in 1991 | £1,346.44 | £507.36 | £1,853.80 | £185.38 | £154.48 |
| Band C£35,001 to £45,000 in 1991 | £1,538.79 | £579.84 | £2,118.63 | £211.86 | £176.55 |
| Band D£45,001 to £58,000 in 1991 | £1,731.14 | £652.32 | £2,383.46 | £238.35 | £198.62 |
| Band E£58,001 to £80,000 in 1991 | £2,274.53 | £797.28 | £3,071.81 | £307.18 | £255.98 |
| Band F£80,001 to £106,000 in 1991 | £2,813.10 | £942.24 | £3,755.34 | £375.53 | £312.95 |
| Band G£106,001 to £212,000 in 1991 | £3,390.15 | £1,087.20 | £4,477.35 | £447.74 | £373.11 |
| Band Hover £212,000 in 1991 | £4,241.29 | £1,304.64 | £5,545.93 | £554.59 | £462.16 |
Band D in Moray compared with the lowest, the average and the highest council
Council tax £1,731.14 plus water and waste water £652.32 a year.
Moray council tax band D 2026/27
The Moray Council confirmed a 10% council tax rise for 2026/27. Band D moved from £1,573.76 to £1,731.14.
Aberdeenshire made the same 10% rise, and no council went higher. Moray is now sixth highest of the 32 councils.
Moray, Aberdeenshire and Highland
Moray's Band D is about £78 above the Scottish average of £1,653. Both neighbours charge less.
Aberdeenshire is £45.10 cheaper at Band D. Highland is £97.15 cheaper.
The rise also lifted Moray above Dundee, which now charges £1.45 less at Band D.
How much is council tax in Moray by band?
Band A is £1,154.09. A single adult in a Band A home pays £865.57 after the 25% discount. Band D works out at £173.11 a month over 10 instalments.
At the top, Band H costs £4,241.29. Water and waste water are billed on top of every band.
A Band E family home
Council tax for Band E is £2,274.53 in 2026/27. Scottish Water adds £797.28, giving £3,071.81 in total.
Twelve monthly payments would be £255.98 each. Over 10 instalments the Band E total is £307.18 a month.
Second homes in Moray
Moray has charged a 100% premium on second homes since 1 April 2024. That doubles the council tax.
Paying and getting help
Moray Council's pay it page takes council tax payments. You can also ask about Direct Debit and instalment options.
Apply to the council for Council Tax Reduction if your income is low. Households receiving it may get up to 35% off water charges as well.
Quick answers
- What is the Moray council tax Band D charge?
£1,731.14 for 2026/27. At 10 instalments that is £173.11 a month.
- Did Moray council tax go up 10%?
Yes. Moray raised council tax by 10% for 2026/27, adding £157.38 to Band D.
- Is Moray council tax higher than Highland?
Yes. Highland's Band D of £1,633.99 is £97.15 lower than Moray's.
- What do second homes pay in Moray?
A 100% premium has applied since 1 April 2024, so second homes pay double council tax.