North Ayrshire council tax 2026/27
North Ayrshire's Band D council tax is £1,685.84 for 2026/27, an 8.5% rise. It is the lowest of the three Ayrshire councils.
- Up 8.5% on 2025/26
- 15th highest of 32 councils with 2026/27 figures
- With water and waste water: £2,338.16
North Ayrshire council tax charges by band
Council tax plus Scottish Water's water and waste water charges, before any discount.
| Band | Council tax | Water and waste water | Total a year | 10 payments | 12 payments |
|---|---|---|---|---|---|
| Band Aup to £27,000 in 1991 | £1,123.89 | £434.88 | £1,558.77 | £155.88 | £129.90 |
| Band B£27,001 to £35,000 in 1991 | £1,311.20 | £507.36 | £1,818.56 | £181.86 | £151.55 |
| Band C£35,001 to £45,000 in 1991 | £1,498.52 | £579.84 | £2,078.36 | £207.84 | £173.20 |
| Band D£45,001 to £58,000 in 1991 | £1,685.84 | £652.32 | £2,338.16 | £233.82 | £194.85 |
| Band E£58,001 to £80,000 in 1991 | £2,215.00 | £797.28 | £3,012.28 | £301.23 | £251.02 |
| Band F£80,001 to £106,000 in 1991 | £2,739.49 | £942.24 | £3,681.73 | £368.17 | £306.81 |
| Band G£106,001 to £212,000 in 1991 | £3,301.43 | £1,087.20 | £4,388.63 | £438.86 | £365.72 |
| Band Hover £212,000 in 1991 | £4,130.30 | £1,304.64 | £5,434.94 | £543.49 | £452.91 |
Band D in North Ayrshire compared with the lowest, the average and the highest council
Council tax £1,685.84 plus water and waste water £652.32 a year.
North Ayrshire Council set its 2026/27 budget with an 8.5% council tax rise. Band D is now £1,685.84, up £132.07 from £1,553.77.
The council's own page gave the 2025/26 Scottish average as £1,543. For 2026/27 the average is £1,653, and North Ayrshire is about £32 above it.
Close to its neighbours
North Ayrshire's Band D is within a few pounds of Renfrewshire's, which is £4.72 more a year. Inverclyde, to the north, is £11.99 cheaper.
South Ayrshire is £9.12 higher. East Ayrshire is £31.44 higher, so North Ayrshire is the cheapest of the three Ayrshire councils. Across Scotland, it is 15th highest of the 32 councils.
The single person discount and Band C
Living alone in a Band C home costs £1,123.89 after the 25% discount. That matches the full Band A charge of £1,123.89, because the band ratios line up exactly.
Monthly cost with water
A Band D household pays £1,685.84 in council tax and £652.32 to Scottish Water. That is £2,338.16 for the year, or £233.82 a month over 10 instalments. Over 12 instalments that Band D total is £194.85 a month.
Pay council tax in North Ayrshire
Use the council's pay council tax page, or set up Direct Debit. Contact the council about moving home or changes in your household.
Second homes and Council Tax Reduction
The council's empty property charges page does not state the current second homes rate. Ask the council directly if this affects you.
Council Tax Reduction is available for households on a low income. In some cases it covers the whole bill.
Quick answers
- How much is a Band D bill in North Ayrshire?
£1,685.84. With water and waste water, a Band D home pays £2,338.16.
- Which Ayrshire council has the lowest council tax?
North Ayrshire. Its Band D is £9.12 below South Ayrshire and £31.44 below East Ayrshire.
- How much did North Ayrshire council tax rise?
By 8.5% for 2026/27. Band D went from £1,553.77 to £1,685.84.
- Is North Ayrshire council tax the same as Renfrewshire?
Almost. Renfrewshire's Band D of £1,690.56 is only £4.72 a year more.